We needed a new car. We also needed to have the money to make the payment. We picked out a nice type of used car that would be suitable. Only a couple years old so still under warranty and low mileage ones available. To be able to pay for it we wrote down on paper the exact amounts we could save. I checked a site to save on our utility bills, and my wife called about our homeowners and car insurance to get lower rates. She pretty much just told them we needed to save or we were moving on. I was able to save a good amount on our monthly electric bill. In two ways actually. We got a fixed rate that was low per kilowatt hour, and seeing how much we were wasting got me to put in those LED and CFL bulbs I bought but never installed.

We looked over all of our expenses. We found we could save a few bucks here and a few bucks there without really trying.Continue reading